{"id":3588,"date":"2022-10-04T00:47:08","date_gmt":"2022-10-03T21:47:08","guid":{"rendered":"https:\/\/www.corlukenthaber.com\/?p=3588"},"modified":"2022-10-04T00:47:08","modified_gmt":"2022-10-03T21:47:08","slug":"evinin-yikip-yaptirana-200-bin-liralik-dusuk-faizli-kredi","status":"publish","type":"post","link":"https:\/\/www.corlukenthaber.com\/evinin-yikip-yaptirana-200-bin-liralik-dusuk-faizli-kredi\/","title":{"rendered":"Evinin Y\u0131k\u0131p Yapt\u0131rana 200 Bin Liral\u0131k D\u00fc\u015f\u00fck Faizli Kredi"},"content":{"rendered":"
Kentsel d\u00f6n\u00fc\u015f\u00fcm s\u00fcrecini h\u0131zland\u0131rmak hedefiyle hak sahiplerine verilen kredi limitleri g\u00fcncellendi. D\u00fc\u015f\u00fck faizli ve devlet takviyeli konut imal kredisi 125 binden 200 bin TL\u2019ye y\u00fckseltildi. Uzmanlar, al\u0131nan karar\u0131n in\u015faat b\u00f6l\u00fcm\u00fcn\u00fc hareketlendirece\u011fi ve d\u00f6n\u00fc\u015f\u00fcm\u00fc h\u0131zland\u0131raca\u011f\u0131 g\u00f6r\u00fc\u015f\u00fcnde birle\u015fiyor. Kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi alman\u0131n ayr\u0131nt\u0131lar\u0131n\u0131 a\u00e7\u0131klayan \u00dc\u00e7ay \u0130n\u015faat Genel Koordinat\u00f6r\u00fc Mehmet G\u00fcl, mevzuya dair ayr\u0131nt\u0131lar\u0131 payla\u015ft\u0131.<\/strong><\/p>\n Cumhurba\u015fkan\u0131 Recep Tayyip Erdo\u011fan\u2019\u0131n imzas\u0131yla y\u00fcr\u00fcrl\u00fc\u011fe giren kanuna nazaran kentsel d\u00f6n\u00fc\u015f\u00fcm kapsam\u0131nda hak sahiplerince bankalardan kullan\u0131lacak kredi fiyat\u0131 i\u00e7in belirlenen \u00fcst limitler art\u0131r\u0131ld\u0131.<\/p>\n Konu hakk\u0131nda t\u00fcketiciyi bilgilendiren \u00dc\u00e7ay \u0130n\u015faat Genel Koordinat\u00f6r\u00fc Mehmet G\u00fcl<\/strong>, \u201cHak sahiplerine, d\u00fc\u015f\u00fck faizle verilen g\u00fc\u00e7lendirme kredisi \u00fcst limiti 50 binden 80 bin liraya<\/strong>, \u00fcretim ve yenileme i\u00e7in verilen 125 bin ise 200 bin liraya<\/strong> y\u00fckseltildi. Tek \u015fahsa verilen toplam kredi fiyat\u0131 ise 625 bin TL\u2019den 1 milyon TL\u2019ye<\/strong> \u00e7\u0131kar\u0131ld\u0131. Zelzele neslindeki \u00fclkemizde, bakanl\u0131k datalar\u0131na nazaran 150 binden fazla riskli yap\u0131 bulunuyor. Y\u00fckselen d\u00f6viz kurlar\u0131 sebebiyle artan maliyetler, kentsel d\u00f6n\u00fc\u015f\u00fcm\u00fc yava\u015flatm\u0131\u015ft\u0131. Bu karar hem in\u015faat b\u00f6l\u00fcm\u00fcn\u00fc hareketlendirecek hem de riskli yap\u0131lar\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc h\u0131zland\u0131racak.<\/strong>\u201d dedi.<\/p>\n KENTSEL D\u00d6N\u00dc\u015e\u00dcM KRED\u0130S\u0130 NASIL ALINIR?<\/strong><\/p>\n Gerekli kaideleri ta\u015f\u0131yan herkesin kentsel d\u00f6n\u00fc\u015f\u00fcm kredisinden faydalanabilece\u011fini belirten Mehmet G\u00fcl, kentsel d\u00f6n\u00fc\u015f\u00fcm kredisi alabilmek i\u00e7in izlenecek ad\u0131mlar\u0131 \u015f\u00f6yle a\u00e7\u0131klad\u0131:<\/p>\n \u201cKentsel d\u00f6n\u00fc\u015f\u00fcm kredisi kullan\u0131lacak konutun, kanun taraf\u0131ndan belirlenen \u2018riskli alan\u2019 b\u00f6lgesinde yer almas\u0131 gerekir. Bununla bir arada yap\u0131n\u0131n da riskli oldu\u011fu teknik raporlarla ispatlanmal\u0131d\u0131r. Al\u0131nan raporla birlikte \u2018riskli alan\u2019<\/strong> ve \u2018riskli yap\u0131\u2019<\/strong> ko\u015fullar\u0131n\u0131 ta\u015f\u0131yan yap\u0131 i\u00e7in d\u00f6n\u00fc\u015f\u00fcm s\u00fcreci ba\u015flar. M\u00fcteahhit ile mutabakat yap\u0131ld\u0131ktan sonra konutlar tahliye edilir. Tahliyeden sonraki 1 y\u0131l i\u00e7erisinde banka kredi m\u00fcracaat\u0131n\u0131n yap\u0131lmas\u0131 gerekir. Banka krediyi onaylad\u0131ktan sonra kredi m\u00fcracaat\u0131nda bulunan ki\u015finin bilgilerini Etraf ve \u015eehircilik Bakanl\u0131\u011f\u0131\u2019na g\u00f6ndererek faiz takviyesi onay\u0131 talep eder. Bakanl\u0131ktan kredi onay\u0131 geldikten sonra kredi kulland\u0131r\u0131l\u0131r.\u201d<\/p>\n D\u0130KKAT! K\u0130RA YARDIMI ALANLAR KRED\u0130DEN YARARLANAMIYOR<\/strong><\/p>\n Kredi limitlerinin y\u00fczde 60 art\u0131r\u0131lmas\u0131yla in\u015faat kesiminin hareketlenece\u011fini belirten Mehmet G\u00fcl, \u015fu bilgileri payla\u015ft\u0131: \u201cBir ki\u015fi kendine ili\u015fkin en fazla 5 daireye kadar kentsel d\u00f6n\u00fc\u015f\u00fcm kredisinden faydalanabilir. Bir \u00f6teki k\u0131ymetli husus da kira yard\u0131m\u0131 dayana\u011f\u0131 alanlar kentsel d\u00f6n\u00fc\u015f\u00fcm kredisinden faydalanamaz. S\u00fcre\u00e7 i\u00e7erisinde hak kayb\u0131 ya\u015famamak isteyenler, kesinlikle uzman \u015fah\u0131slar ve b\u00f6l\u00fcmde r\u00fc\u015ft\u00fcn\u00fc ispatlam\u0131\u015f \u015firketlerle \u00e7al\u0131\u015fmal\u0131d\u0131r.\u201d<\/p>\n Kaynak: (BHA) – Beyaz Haber Ajans\u0131<\/p>\n","protected":false},"excerpt":{"rendered":" Kentsel d\u00f6n\u00fc\u015f\u00fcm s\u00fcrecini h\u0131zland\u0131rmak hedefiyle hak sahiplerine verilen kredi limitleri g\u00fcncellendi. D\u00fc\u015f\u00fck faizli ve devlet takviyeli konut imal …<\/p>\n","protected":false},"author":1,"featured_media":3589,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"yoast_head":"\n